Is the course really worth the student loan debt?

just a simply question.

would u guys rather take up study loans which cost approximately RM100,000 (included all the charges) if you're in a position which having financial difficulties to fund your further studies?

nyce, you're an accountant student. let's do this math for me.
ing, you're a working class people, let's tell me the reality.
i've done some calculation. if you're to pay RM 500 each month when you start to work. 15 - 20 years is the amount of year you need to repay all the debts.

you would have to bear the debt even before you are out for work and having income.
no matter how badly you want, taking those loans and pay it off the first 10 years of your life while your friends are using the money to enjoy life. is that really worth it?
is the course really worth the student loan debt? - it's wise to ask !!